FAQ
Frequently asked questions
Getting Funded
What's a merchant cash advance?
A lump sum of capital today, repaid through small automatic debits from your business account. It's not a loan.
How is this different from a bank loan?
Faster, smaller, no collateral or PG required. We quote a flat total payback up front — not an APR. Banks are better for long-term, low-cost financing; Bridge is built for speed and flexibility.
How much can I qualify for?
Typically $1,500 – $15,000+. The offer depends on your monthly revenue and bank deposit history.
How fast can I get funded?
Same-day decisions are typical. Funds wire within 24 hours of signing.
What documents will I eventually need?
The last 3–4 months of business bank statements. That's usually it.
Do you fund startups?
We prefer 6+ months in business, but newer operations can apply — we'll review.
Do you fund businesses outside the US?
No. US-based businesses only.
What if I have an open MCA with another funder?
We can sometimes work around an existing position. Talk to us about your situation.
Costs and Payments
What's the cost / how is it calculated?
We quote a single flat total payback up front — based on the strength of your business — and you repay that amount through small automatic debits. No APR, no compounding, no surprises.
Do you charge origination fees?
No. Zero origination fees.
Is there an early payoff penalty?
Never. Pay early, pay less.
How do daily payments work?
A fixed daily ACH debit from your business account on each business day until total payback is reached.
What if my sales drop and I can't make a payment?
Call us. We'd rather restructure than have you miss a payment.
Do you check my credit?
Yes, a soft pull that doesn't impact your score.
Will this affect my credit score?
Our soft pull does not affect your personal credit.
About Bridge
Are you licensed?
Bridge Funding Solutions LLC is registered to do business in the states we operate in. State disclosures available on request.
Are you a broker?
No. We're a direct funder using our own capital.
Where are you located?
Contact us for our current location details.
How does Bridge decide whether to fund my business?
We make same-day offers based on the strength of your business — your monthly revenue, time in business, and cash flow — not just a credit score.
Can I get another advance after paying this one off?
Yes. Renewals are available once you've paid down 70%+.
How do I contact someone if I have a question?
Call us during business hours, or use the contact form.
Have a question we didn't cover? Contact us →