How It Works

From application to funded in 24 hours.

Real people, real decisions. No robo-rejections.

01

Apply (5 minutes)

6 quick questions
No documents needed upfront
Soft credit check — no score impact
Confirmation email + call within 1 business hour

02

Review & offer (same day)

A real underwriter reviews — no automated rejections
Clear offer with amount, total payback, payment, and term
No obligation to accept

03

Sign & fund (24–48 hours)

Electronic signing
ACH setup with your business account
Funds wired directly
First debit on a clearly-stated date

04

Repayment & relationship

Automatic debits on the agreed schedule
If a payment fails, we call — no aggressive collections
Renewal eligibility at 70%+ paid down

READY WHEN YOU ARE

Find out in 5 minutes.

A real underwriter — not a bot — reviews your file the same business day.

Start my application (516) 784-8414

5-minute application — five questions, no documents upfront
Soft credit pull — doesn't affect your personal score
No obligation — see your offer before committing

Construction business owner overlooking a job site at sunrise — "Funded my crew's payroll while waiting on a big invoice."
Marcus · General contractor